🏆 Top Personal Loan Lenders of 2025
1. SoFi – Best for Large Loan Amounts & Long Terms
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2. LightStream (a division of Truist) – Best for Low Interest Rates
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3. Discover® Personal Loans – Best for Debt Consolidation
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4. Upstart – Best for Borrowers with Short Credit Histories
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5. LendingClub – Best for Joint Personal Loans
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6. Upgrade – Best for Borrowers with Fair Credit
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📊 Comparison Overview
| Lender | Best For | Loan Amounts | APR Range | Min. Credit Score |
|---|---|---|---|---|
| SoFi | 680 | |||
| 700 | ||||
| 660 | ||||
| 620 | ||||
| 600 | ||||
| 580 |
🧭 Tips for Choosing the Right Loan
- Credit Score:
- Loan Amount:
- Loan Purpose:
- Fees:
- Funding Speed:
If you have specific requirements or need further assistance in selecting the best loan for your situation, feel free to ask!